Treasury services is a function of an investment bank which provides transaction, investment, and information services for chief financial officers or treasurers. Treasury services concentrates and invests client money, and provides trade finance and logistics solutions as well as safeguards, values, clears and services securities and portfolios for investors and broker-dealers. Treasury Services is a transaction intensive and system intensive business. This is a source of risk free fee income for the bank.

As a treasury management professional, you are asked to provide more strategic insight and quantifiable results with a leaner organization. You need a financial institution with a true, proven, client-focused business model. STCIB bank continuously evaluates new concepts and technologies to ensure that the products and services we develop are firmly grounded in your needs. This focus delivers innovative receivables capabilities and sophisticated payables solutions, including advanced transaction management initiatives. As one of the top treasury management providers in the country, STCIB bank is also committed to advancing treasury management education through sponsorship of regional and national organizations, surveys, seminars and events nationwide. Your Treasury Management Officer is dedicated to helping you select the products and services that address your specific needs most efficiently. Count on your STCIB team to help you meet your goals, no matter how complex.

Effectively managing working capital is critical to maintaining the day-to-day needs of your business. Our treasury management services are backed by experienced relationship managers and treasury management professionals who are dedicated to understanding your business and providing customized solutions. STCIB bank's lineup of Treasury Management solutions can help you:

Collect your funds faster

Pay your funds more efficiently

Protect and invest your money

Access your information with powerful tools

Provide accurate reporting how and when you need it

Mitigate the risks that go along with maintaining the financial needs of your business operations.

The key offerings under Treasury Services include:

1. Accounts Receivable service: Helping the client with products and solutions for receiving / collecting money for business deals/sales/service provided from its business partners, clients and large set of retail customers, more quickly and effectively. Example outstanding bills and invoices.

2. Accounts Payable services: Helping the client with products and solutions for making payments to its business partners, clients and retail customers.

3. Liquidity Management services: Helping the CFO of a company to manage short term assets and liabilities and have the optimum amount of working capital.e.g. moving funds between different global accounts held by the client and investing excess cash to earn income, cash forecasting tools etc.

4. Reporting Services: Under this the service provider helps the client consolidate its receivables and payable positions across the countries of operation, across various currencies and reports a net payable / receivable position in each currency. This is very useful in making business decisions on FX and capital management. Rather than purchasing the required currency in small bits and pieces across the globe, the treasury can negotiate better rates for a consolidated open position.

5. Trade Finance Services: Helping the client trade across borders and ensure the delivery and timely collection of payments e.g., letters of credit, document collection services.